Protection
41% of Americans surveyed have no form of life insurance, though 84% of them say that most people need it.
Before you tune out this statistic, FORGET EVERYTHING YOU KNOW ABOUT LIFE INSURANCE. Today’s options include Living Benefits for you and your family while you’re living. Does your policy do that?
Living Benefits: A Real Game-Changer
Would you purchase a car without airbags or seatbelts? Would you go back to a phone on the wall? Just like technology has changed, life insurance has changed.
Policies paying benefits ONLY at death are being replaced by policies that now allow you to access much-needed cash when you experience terminal, critical, or chronic illness.
Surprisingly, the cost is about the same as a death-benefit only policy. Learn how to upgrade your current coverage by contacting one of our Guides.
One Special Mom’s Living Benefits Story
This story could be any of us. She didn’t think she needed life insurance. She knew that if anything happened to her, her daughter would be well cared for by her ex-husband, who had a lucrative career. However, once Cornelia’s friend and adviser explained how life insurance with Living Benefits made sense for her, Cornelia immediately saw the value as a “no-brainer”. Less than a year later, her decision proved to be, in her words, one of the best she’s ever made.
Plans to fit your budget
Peace of mind is priceless, but it doesn’t have to cost a fortune.
We have competitive rates. Coverage starts at less per day than a cup of iced Green Coffee Cake Red Hot Vanilla latte in the morning.
But wait…there’s MORE…
Same day coverage, with no medical exams; coverage amount and premiums stay the same
Guaranteed coverage availability, even if you have been denied before.
Coverage that returns ALL premiums if you don’t use it when the policy term ends.
Coverage that accrues cash value, and can provide a guaranteed, predictable income for the rest of your life.
Income Replacement Coverage
Your ability to earn a living is your most important asset. Disability insurance is one of the best ways to protect it. Think of it as insuring your paycheck. A percentage of your income is replaced if an illness or injury prevents you from working and earning a living.
You insure your home, car and phone, so why not protect what pays for all those things—your paycheck. (Remember the story of the goose and the golden eggs?)
Seriously, what are you waiting for? Get the answers you need from a personal Guide. No gimmicks. No games. Just coverage that meets your needs.
Our financial professionals have the answers to your questions. Answers that are right for you. Right now.
Horizon Financial. Solutions that are right for you. Right now.